Adventures in Home Ownership
On Friday, my husband Kevin and I closed on our first house. I’m not sure what I was expecting — I remember the closings I went to with my parents when I was younger. They seemed to take forever because there was so much paperwork to sign. Back then though, I wasn’t a participant, I was just an observer. And since I was younger, I had absolutely no idea what was going on.
When Kevin and I arrived at the attorney’s office, we were shown into a conference room immediately. The people present were Kevin and I, our realtor Hannah Morris, and the attorney, Kevin Link. The entire process took about half an hour. We signed a lot of paperwork, including the closing disclosure, income tax forms, and information from the company that would be servicing our loan. I think the hardest part of the process was that I had to remember to sign everything with my full legal name, Erica Lynn Martin, instead of the way I usually sign things, which is Erica Martin or Erica L. Martin. After we had signed everything Kevin gave the attorney what we owed for the closing costs, and he gave us a thick folder that had all the paperwork we’d just signed. Unfortunately we weren’t able to get the keys because Hannah couldn’t get the paperwork filed in time, but we’ll get them next week. She also gave us a thank you card with a $50 Lowe’s gift card in it, which was an incredibly sweet gesture. She told us we were the easiest clients she’d ever worked with — we knew exactly what we wanted, so I think we made the process easier for her.
After the closing, Kevin and I went to Golden Corral for a late lunch, because neither of us had eaten anything substantial since we’d had breakfast that morning. After that, we went to Lowe’s to start looking at some of the things we’ll need to purchase right away, such as blinds, a mailbox and post, and a refrigerator and washer and dryer. This coming week we’ll start purchasing a few of those things. The mailbox and post, and the blinds will be first I think, and we’ll purchase the refrigerator and washer and dryer closer to when we’re going to move in, which will be the beginning of July.
We’ve started on a very long and interesting journey as homeowners. I’m looking forward to writing more updates as it progresses.
This is the first part of a multi-part series about my experiences as a home owner. For updates, please be sure to follow me on Medium. If you enjoyed this post, please recommend it by clicking on the heart.